Georgia Flood Insurance
According to the Federal Emergency Management Agency (FEMA), flooding is the most frequently-occurring natural disaster in the United States. Alongside National Flood Insurance, LLC, Georgia Flood Insurance works solely with flood insurance in Georgia and diligently strives to provide the most up-to-date information as well as top-notch customer service.
The mission of Georgia Flood Insurance is to help the residents of Georgia navigate the waters of flood insurance and to address the misconceptions that exist. The most commonly-held misconceptions are:
Flood damage will be covered by homeowners insurance policies
All-too-often, home and business owners discover that their homeowners insurance policies will not typically cover flood damage after a flood has occurred.
Flood insurance is not affordable
For homes or businesses in low-to-moderate flood risk zones, flood insurance can be secured for as little as $129 a year, making coverage very affordable.
A home or business is not located near a water source and therefore does not need to carry flood insurance
Potential flood risk is not determined by being located near a source of water. The fact is, any precipitation can cause flooding, and every inch of Georgia carries a FEMA-designated flood zone risk of varying levels.
The agents at Georgia Flood Insurance are well-versed in flood insurance and work to maintain current information on National Flood Insurance legislation. Because they specialize exclusively in flood insurance within the state of Georgia, they are readily able to assist the customers they serve with all of their flood insurance needs. As direct representatives of FEMA, Georgia Flood Insurance, through their parent company National Flood Insurance, LLC, processes every flood insurance policy through the National Flood Insurance Program (NFIP).
We would love to hear from you! Please call 1-888-900-0404 for a free consultation that includes a flood zone determination, flood insurance quote, and answers to any questions you might have. Protecting your home or business is of paramount importance, so please don't delay.
What is the history of the NFIP?
During the mid-twentieth century, flood concerns were handled by the construction of dams, sea walls, and levees. In the 1920s, the insurance industry reviewed the costs of flood insurance and came to the conclusion that premiums would be too expensive for the average person and that only those who owned properties in high-risk areas would purchase coverage. As a result, the industry chose not to offer flood insurance coverage. Congress realized very quickly that, with no flood insurance coverage available from private insurance companies, floods and the damage they caused would be a huge problem for any property owners with buildings in flood plains because the cost to repair flood damage was expensive.